Welcome Back to Cypress Digest! Your Weekly Guide to Community News & Events in Cypress, TX.
This week weβre watching Mortgage rates drop, lapsing the 20-day mark of the government shutdown and early voting.
Cheers!, Ashlyn π²π
Business Spotlightπ²
Is your roof over 8 years old? You might be paying more for insurance than you should β or worse, risking your coverage altogether.
Many homeowners donβt realize that insurance companies are tightening requirements (including in Texas) for older roofs. If your roof is over 8 years old, you could be facing:
β Higher premiums
π Mandatory inspections
π« Limited or denied coverage
Thatβs where Alpha Contracting Services comes in. Whether you need a repair, replacement, or full inspection, Alpha will help you protect your investment and keep your home insurance-ready. Financing Options Available!
The Digest π²
Weather taken from Google @ 5 PM Mon.
Homes of the Week:
I was shocked to see this one under $1Mβ¦[ See The Listing].
New construction in Marvida⦠[See The Home].
Adopt Pets: Lily Kae is looking for her forever home, & donβt forget to pick her up some treats πΆπ¦΄
Whatβs New In Cypress π²
Early Voting is Open!
Find more information about voting at harrisvotes.com
In Other News:
The Bridgeland High School boysβ and girlsβ cross country teams swept the District 16-6A titles at the Cross Country Championships
Economic Snapshotπ²
Texas Economic Alert: The Cost of the Federal Shutdown
The federal government shutdown that began on October 1, 2025 has paused key data releases and furloughed thousands of workers across Texas. Early estimates show the state is losing about $1.4 billion in output per weekπ³, with delayed SNAP, WIC, and SBA funding affecting families and small businesses alike. Despite these disruptions, most analysts say the Texas economy remains stable but increasingly strained the longer the shutdown continues.
What This Means for Cypress Residents
For Cypress families, a prolonged shutdown could hit close to home. Many residents employed by NASA, the Postal Service, and nearby federal offices could experience temporary furloughs or delayed pay, tightening household budgets.
Local small businesses β from contractors to coffee shops β could feel the ripple effect as spending slows. If the shutdown stretches beyond a few weeks, expect delays in SBA-backed loans and federal contracts, which many Houston-area service providers rely on.
Households using SNAP or WIC benefits should prepare for potential disruptions in November if federal funding pauses. Social Security checks sent by mail might also face short-term delays.
Bottom line: Cypressβs economy remains resilient, but not immune by any means. A continued federal impasse could create short-term strain for working families and small business owners.
Estimated Economic Costs
$1.4 billion lost per week in Texas Gross State Product (β $6.3 billion per month)
$3.1 billion reduction in consumer spending from unpaid federal employees
$2.0 billion cut in federal contract spending for a one-month shutdown
$307 million delayed in Small Business Administration (SBA) loans
4,100 additional unemployed workers projected after one month
218,000 federal workers furloughed or working without pay
Housing & Mortgage Watchπ²
Accurate as of October 16, 2025. Brought to You By Blair Realty.
Mortgage Snapshot
30-Year Fixed Rate: 6.27 % β¬ 0.03 pts this week | β¬ 0.17 pts year-over-year
15-Year Fixed Rate: 5.52 % β¬ 0.01 pts this week | β¬ 0.11 pts year-over-year
Monthly average: 6.3 % | 52-week average: 6.7 %
Rates have eased slightly for a third straight week, hovering near the lowest levels since early spring. The downward drift signals more favorable borrowing conditions heading into November.
Houston & Cypress Housing Market
Houston-area median home price: $260,512 (β 7 % over 6 months)
Cypress inventory snapshot:
All Residential Listings: 1,209
New This Week: 89
Price Reductions: 556
Home prices have continued to soften since June as higher borrowing costs cool demand. The number of price-reduced listings in Cypress suggests motivated sellers β potential opportunity for buyers if rates keep easing.
Mortgage rates are finally trending downward while local home prices are correcting. If this pattern continues, fall could bring the most balanced housing market Cypress has seen in over a year. Looking for your next home? Contact Blair Realty today.
Looking For (More) Fall Events?! π
Iβve added more events to the 2025 Fall Festival Guide.. They have a βNewβοΈβ stamp next to them. [See All 25 Festivals and Pumpkin Patches Here]
The Bulletinπ²
A Huge Thank You to our wonderful local partners!
Mr. Handyman: The Experienced Local Professionals in Home Repairs
Laundry Loop for Full Service Laundry Pickup & Delivery
Alpha Contracting for Licensed & Insured Roofing and Remodeling
Blair Realty Group for trusted real estate agents
Purrs n Barks Pet Market & Bakery for all-natural pet food
Resource List π²
Looking for more resources? Hereβs the Cypress Digest Resource List. Exclusive to subscribers of Cypress Digest. Enjoy!
Updated⨠The Cypress Digest Fall Festival Guide [Read it Here]
NEWΒ The Best Restaurants in Cypress, TX β Local's Picks for 2025
Updated⨠Cypress Digest Business Directory. See our picks for trusted service providers in Cypress. HVAC, Roofing, Plumbing & more! See It Here!
Patio Pumpkins π Are Here [Shop With Code: PPC17 for 10% off]
The 13 places for Best Live Music in Cypress! [Read it Here!]
Looking for after-school care to
tire them out,add activity, and enrichmentπ ? I made a list of after-school programs. Details, contact info, and requirements are included. [See The List Here.]Lawn Maintenance Cheat Sheet. This includes the product(s) and schedule weβve used when we knew nothing at all. Read it here!
Your Home is a huge asset; make sure youβre getting your moneyβs worth out of your effort with 10 Upgrades To Boost Your Homeβs Value.
There are hundreds of local savings in our deals list. Hereβs what else we have today:
Now, Cypress Digest Readers can get 10% off their order at Half Baked Cookies, Cypress South Location (8020 Fry Rd.). Use code BOO10!
50+ lunch/Happy Hour specials from Local eateries
100s of grocery item specials (Aldi, Target, HEB & Walmart)
22 Local business specials
Events Roundup π²
There are 126 events to choose from this week (through Sunday). As always, links are below.
This Week We Have!
